Hmm, he does make me feel helpless with his fears (poem)

I am standing there in confusion,
asking him what to do with this credit card,
that the bank has sent me, in my name, for me to use,
he tells me, "you won't need any, and it will mess up our home loan".

I throw the card away in the "to be crushed documents"
and this very same scene keeps on happening, almost every month,
till I meet a lady at a networking place discussing financial aid for business,
and when I tell her tearfully, why I don't have a credit card, she excalims, "You've been misguided!!"

***
Aum Tat Sat (God is Truth)